[HEADER]
Title=Banking Test 2 

[ENVIRONMENT]
Number of Cities=16
Your Start-up Capital=Very Low
Your Start-up Capital Amount=20000
Random Events=Occasional 
Game Starting Year=2000
Retail Store Type=Many
Technology Disruption=Yes
Stock Market=Yes
Alternative Stock Sim=Yes
Inflation=Off
Inflation Strength=Reduced
Number of AI Persons=150
Macro Economy Realism=low
Retail Store Floors=Multiple
Private Company=No

[CITIES]
City=London
Population=5000000 
City=Rio De Janeiro
Population=5000000 
City=New York City
Population=5000000 
City=Tokyo
Population=5000000 
City=Shanghai
Population=5000000 
City=Moscow
Population=5000000 
City=Buenos Aires
Population=5000000
City=Berlin
Population=5000000 
City=Sydney
Population=5000000 
City=Paris
Population=5000000
City=Madrid
Population=5000000
City=Los Angeles
Population=5000000
City=Mexico City
Population=5000000
City=Hong Kong
Population=5000000
City=Singapore
Population=5000000

[COMPETITORS]
Number of Competitors=80
Competitor Start-up Capital=Massive
Competitor Aggressiveness=Very High
Competitor Expertise Level=Very High
Show Competitor Trade Secrets=Yes
AI Friendly Merger=No
Competence of Local Competitors=Very High 
AI Private Companies Percent=0
Retail Focused Companies=5
Stock Focused Companies=1
Real Estate Focused Companies=3
Tech Focused Companies=5
Media Focused Companies=1
Diversified Companies=6


[SPECIAL RULES]
Tech Cost Modifier=10
Training Effect Modifier=500
Years of Advanced Start for AI=00, Stock Purchase Allowed
Anti-exploitation Game Rules=Off
Unlimited Natural Resources=Yes
CEO Salary Modifier=50
COO Salary Modifier=50
CTO Salary Modifier=50
CMO Salary Modifier=50

[MAIN GOAL]
Goal Title=Complete Domination
Goal Description=This is your main goal.
Parent Goal=Complete Dominance

[MAIN GOAL VALUES]
Player Company Annual Revenue=5000
Player Company Annual Profit=2000
Player Company Net Worth=1000
Player Company Market Cap=5220
//(value unit: million dollars)

Controlled Companies Annual Revenue=2500
Controlled Companies Annual Profit=1550
Controlled Companies Net Worth=1160
Total number of Employees=10000
Operating Profit Margin=40
Return on Equity=40
Number of Product Classes Being Produced=5
Number of Product Types Being Produced=500

[MAIN GOAL INDUSTRIES]
Retail
Manufacturing
Raw Material Production 
Real Estate 
Media
Farming

[SUBGOAL]
Goal Title=Subgoal 
Goal Description=Partial subgoal. 

[SUBGOAL VALUES]
Player Wealth=1500
Player Company Annual Revenue=15000
Player Company Annual Profit=1500
Player Company Net Worth=1500
Player Company Market Cap=25000
Controlled Companies Annual Revenue=6000
Controlled Companies Annual Profit=4000
Controlled Companies Net Worth=10000
Controlled Companies Market Cap=2000
Number of Controlled Companies=39
Total Number of Employees=200000
Operating Profit Margin=40
Return on Equity=50
Ownership=100 

[IMPORTS]
Product Customization=On
Product Customization Range=High
Add Seaport Product=Oil
Add Seaport Product=Plastic
Add Seaport Product=Steel
Consumer Goods Seaports=4
Industrial Goods Seaports=4
Constant Import Supply=Yes

[DIGITAL AGE DLC]
Software Revenue Index=1000
Internet Revenue Index=1000
E-Commerce=Yes
AI Acquires Private Companies=Occasionally
AI Tech Companies Go IPO=Yes
Talent System=Full
More Talents=150

[Banking and Finance DLC]
Aggressiveness of AI banks and insurance companies=Very High
Number of AI Companies Focused on Banking=High
Number of AI Companies Focused on Insurance=High
Tendency of AI to Set Up Banks=High
Tendency of AI to Set Up Insurance Companies=High
Feature Bank=Yes
Savings Rate Modifier=2000
Base Loan Interest Rate=Moderate
Initial Net Interest Spread=10
Maximum Loans-to-Assets Ratio=90
Corporate Deposit Cap=100
Required Bank Capital Ratio=-1
Feature Bond=No
Feature Insurance=Yes
Insurance Premiums Modifier=2000
Insurance Claims=Low
Feature Global Stock=Yes
Initial Stock Price Modifier=50